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We're going to talk a little about financial planning this morning. We'll begin with a little parable.....
Dan was young, single, and living at home with his father. He worked in the family business with his aged and ailing father. As his father's health grew worse, he came to the realization that he would soon inherit a fortune when his bedridden father died. It also occurred to him that his social life was lagging and he decided he needed a wife with which to share his fortune.
One evening at an investment seminar he spotted the most stunningly gorgeous woman he had ever seen. Her natural beauty took his breath away. He summoned the courage to approach her and then asked her if she'd care to join him later for a drink. She hesitated for a moment before answering and he gushed.....
I may look like just an ordinary man, but in just a few years, my father will die, and I'll inherit $200 million.
Obviously impressed, the woman obtained his business card and three days later, became his stepmother.
Women are *so* much better at financial planning than men.
Another important facet of financial planning is evaluating the long term costs.